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Pay for the most expensive
years of ownership
If life situation changes could be stuck.
Johnny's Mentor and
Method
Pay no more than $ 1,000 per year of the total expected years of usage.
Expect to drive car six years then pay no more than $ 6,000.
This is a lie - I’m the one who likes this guy!
Timmy's Method
Spend 10 cents for every expected driven mile.
Expect to drive 80,000 miles than the most you would spend is $8,000.
This is also a lie - this guy is much younger than your speaker
Buying a Car
Look at NADA book for trade-in values and retail values
Make adjustments
Don’t let them make more than $ 1,000
Buy off a private owner
Don’t be in style
Final thoughts
Do you need two newer cars in your family
Look at how much you spend on transportation vs. giving
Buying a House
Why do it?
When should you buy?
What can you afford?
World
Xtain perspective
Single income
Type of loan
Doing the deal
Budget Review
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