GIFT ministry
educatinal resources

Workshop on Personal Finance
Week 4

Home Owners and Auto Insurance
Home Owners Insurance
Title Insurance
Fire and Theft and Loss
Liability
Loan

Auto Insurance

Life/Health Insurance

Home/Auto Insurance

Investments

Basic Investment Concepts

College Education

Retirement

GIFT home
counseling resources
giving techniques
Required by the State of Ohio
Liability
Reimbursement of loss only
Raise deductibles as the car gets older
Drop collision

Can you have too much Insurance?
Identify your risk
Consider your resources
Review cash flow
Investigate companies
Review annually

How much Insurance do I need?
Remember: transfer of risk that I can not assume on my own

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