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Misconceptions about
budgets
Recording expenses is a budget
My budget will correct my spending habits
A budget will make me do what I need to do
Looking at my balance after bills are paid helps me decide what I can afford
What is a budget?
A budget is a picture of the purposed choices of a sacrificial steward to
utilize what has been entrusted to him for God’s purposes and for his own
personal use Include plans for unexpected changes in income or expenses
Financial Freedom
Contentment
Phil 4:11-12 For I have learned the secret of being content whatever the circumstances
Making your budget
Husband & wife must agree in each area!
Ongoing revisions are normal
Plan to save every month for “budget killers”
Only 5 Uses Of Our
Money
Taxes
Giving
Savings
Debt repayment
“LIFESTYLE”
How much of God’s money
should we retain for our own personal expenses? Fill in remaining budget categories
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